Texas ranks among costliest U.S. car insurance states for 2024/2025 models [Study]
The average American wanting a 2024/2025 model vehicle can expect to pay approximately $2,823 annually for full-coverage insurance, according to a new study from Insurify.
Texans are paying slightly above the national average at $2,888 for the same type of insurance on 2024/2025 car models, ranking them 15th most expensive in the US for those model types. Which ones are drivers in The Lone Star State paying the least to insure?
Here are the top 10:
| Vehicle | Average Annual Full-Coverage Insurance Costs |
| 1) Ford Transit | $1,857 |
| 2) Lincoln Navigator | $1,903 |
| 3) Cadillac Vistiq | $2,097 |
| 4) Subaru Legacy | $2,123 |
| 5) Chevrolet Traverse Limited | $2,145 |
| 6) Subaru Outback | $2,159 |
| 7) Honda Passport | $2,195 |
| 8) Subaru Crosstrek | $2,206 |
| 9) Jeep Grand Wagoneer | $2,214 |
| 10) Nissan Murano | $2,219 |
Between tariffs and inflation, car costs are continually rising.