TDI offers these insurance tips for parents:
- Your student can stay on your health plan until they turn 26.
- Check your health plan to see if there are in-network doctors, urgent care centers, and emergency rooms in your student’s college town.
- Ask your health plan the best way to fill prescriptions while your student is at school.
- Let your insurance agent know your student is living away from home.
- The premium amount may be different in the city where your student’s school is located.
- Ask about discounts for good students, and for driving less often.
- If going to school outside of Texas, review that state’s requirements to make sure your student has the right coverage.
- Your student’s personal property may be covered by your home insurance even if they live in a dorm or apartment. Check with your agent about the policy limits.
- If you don’t have coverage or the limits are lower than the cost of property your student owns, consider getting a renters policy.
• Insurance tips – college edition
• How do I know what insurance my college student needs? (video)
• Do you need renters insurance?
• How college students can stay healthy, safe, and protect their stuff (podcast)